Payment Options
Credit Card:
Use your Visa, Master Card, Discover or American express through our Secure checkout. Payments by credit card are eligible for 30 day returns with a 100% money-back guarantee.
Affirm Monthly Financing:
Enjoy now, pay later. Enjoy easy monthly payments with Affirm. Simply select Affirm at check out as your online payment type for easy, monthly payments.
*Your rate will be 0-36% APR based on credit, and is subject to an eligibility check. For example, a $800 purchase might cost $72.21/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. For licenses and disclosures, see affirm.com/licenses.
Canceled or returned orders processed by Affirm will be assessed a 10% restocking fee regardless of the reason for the cancellation or return.
Bank Wire:
Accepted on purchases over $4,000. We save credit card processing fees and pass those on to you as 1.5% savings. Bank wire is the only payment method accepted for international orders. Contact us with the item SKU(s) you would like to purchase and we can assist you with placing your order. Payments by bank wire are eligible for 30 day returns with a 100% money-back guarantee.
Please note: Some financial institutions charge a fee for sending a bank wire payment.
Layaway:
For as little as 25% down we will hold the item for you. To proceed with a layaway order, please Contact Us for assistance.
Layaway Plan Terms:
- A minimum of a 25% deposit is required as a down payment on all layaway purchases.
- A minimum purchase of $1,000 is required to use our layaway plan. Up to $8,000 without a credit check. Certain items may not be available for layaway purchase. Please email sales@mikadodiamonds.com if you would like to request approval for an amount over $8,000 and include details on how long you plan on having the item on layaway and how much you want to put down to get started.
- We will hold your layaway item for a period of up to six months. Extended terms are available on certain items. Please call or email to make special arrangements.
- Once we receive your deposit, we will remove the item from our inventory and set it aside for you.
- By placing the order you are agreeing to purchase the item(s). In exchange, the items will be held for you interest free while you make the payments. Canceled or returned layaway orders will be assessed a 10% restocking fee regardless of the reason for the cancellation or return.
- Layaway plans that extend beyond 6 months will be charged a 2.5% fee per month until the plan is paid in full.
Request Free Design
Submit as much detail as you can including stone type(s), stone size(s), metal type(s) and any other elements that will make your ring one-of-a-kind. Please also indicate if this is something you would be ready to move forward with if selected for the free design.