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Shop With Confidence ♡ Free Insured Shipping, 30 Day Returns, Lifetime Warranty

Payment Options

Credit Card:

Use your Visa, Master Card, Discover or American express through our Secure checkout. Payments by credit card are eligible for 30 day returns with a 100% money-back guarantee.

Affirm Monthly Financing:

Enjoy now, pay later. Enjoy easy monthly payments with Affirm. Simply select Affirm at check out as your online payment type for easy, monthly payments.

*Your rate will be 0% APR or 10–30% APR based on credit, and is subject to an eligibility check. For example, a $700 purchase might cost $64/mo over 12 months at 15% APR. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. Payment may not be available in all states. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lender license.

Bank Wire:

Accepted on purchases over $4,000. We save credit card processing fees and pass those on to you as 1.5% savings. Bank wire is the only payment method accepted for international orders. Contact us with the item SKU(s) you would like to purchase and we can assist you with placing your order. Payments by bank wire are eligible for 30 day returns with a 100% money-back guarantee.
Please note: Some financial institutions charge a fee for sending a bank wire payment.


Layaway:

For as little as 25% down we will hold the item for you. To proceed with layaway, add your item(s) to the shopping cart and choose layaway as your payment method at checkout.


Layaway Plan Terms:

  1. A minimum of a 25% deposit is required as a down payment on all layaway purchases.

  2. A minimum purchase of $1,000 is required to use our layaway plan. Guaranteed approval* up to $8,000 without credit check. Please email sales@mikadodiamonds.com if you would like to request approval for an amount over $8,000 and include details on how long you plan on having the item on layaway and how much you want to put down to get started.

  3. We will hold your layaway item for a period of up to six months. Extended terms are available on certain items. Please call or email to make special arrangements.

  4. Once we receive your deposit, we will remove the item from our inventory and set it aside for you.

  5. By placing the order you are agreeing to purchase the item(s). In exchange, the items will be held for you interest free while you make the payments. Canceled or returned layaway orders will be assessed a restocking fee regardless of the reason for the cancellation or return. The restocking fee for pre-assembled engagement rings, engagement ring settings and wedding bands is 10%.

  6. Layaway plans that extend beyond 6 months will be charged a 2.5% fee per month until the plan is paid in full.

  7. Items may be returned with a restocking fee within 30 days of the ship date.

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